Blue Bridge Wealth

Blue Bridge Wealth Helps You Enjoy Life Today and Prepare for a Bright Future

Retirement Planning Solutions in Chattanooga, TN

Shawn Rogers prides himself on creating lasting client relationships by offering the best client care and in-depth service. As an independent advisor who is not tied to any particular financial products or carriers, he is able to offer options based solely on the specific needs of each client, always keeping their best interests at heart.

Retirement Income Planning

If you combine your accumulated assets with projected Social Security earnings, will you have enough to retire and stay retired? We can help you answer this question and others as we look at how your income streams can work together in retirement. We can also see if strategies for creating an additional income stream you can’t outlive are applicable in your situation.

Insurance Strategies

Life insurance can serve as an important and essential financial safety net for a spouse, children or other loved ones in the event of an untimely death of the insured party. Funds can be used to pay off a home, provide for a college education or make sure that a spouse is not forced to adjust their lifestyle. We can help explain the various policies and find the right carrier to meet your goals, so a safety net is in place when needed.

Social Security Maximization

Choosing when and how to draw Social Security can be a tough decision with hundreds of options. Decisions should always be made based on your specific situation, such as marital status, income need and timing. Making the best choice also depends on additional savings and retirement accounts you may have. We can help you navigate the possibilities, so you get the most from your hard-earned benefits.

Legacy Planning

Have you ever wondered how America’s wealthiest families are able to protect their estate and pass assets to the next generation? They do so by finding the most cost and tax-efficient options available to them. This allows them to retain more of their wealth and diminish Uncle Sam’s cut. You don’t have to be wealthy to protect, preserve and pass along your estate. You just need access to the right professionals who understand how it’s done. Our firm understands the process and can make referrals to the right professionals, so that estate planning is within reach for all our clients if desired.

Charitable Giving

There are many ways to establish and fund trusts and make direct gifts. Some allow you to maintain control of your asset while avoiding future taxes that could occur without charitable planning. If you have significant qualified or non-qualified assets like IRAs, SEPs, 401(k)s or annuities, as well as capital gains in stocks or business interests, there may be tax consequences for you and your heirs. We can also work with your attorney to make sure the proper legal documentation is in place, as well as your CPA to make sure all tax issues are considered. 

Financial Planning

Financial planning is the long-term process of wisely managing your finances so you can achieve your retirement goals, while identifying pitfalls that could arise in every stage of life. The steps to create a sound financial plan are: 


  1. Establish financial and personal goals.
  2. Gather all financial data and documents related to assets, liabilities, income, insurance, taxes, investments and estate.
  3. Analyze and evaluate your financial status to identify areas that need attention.
  4. Develop a realistic, comprehensive plan to meet your goals. Address weaknesses and build on strengths in the plan.
  5. Implement the plan by taking action, setting up accounts, funding accounts and working with other professionals.
  6. Monitor the plan and make necessary adjustments to stay on track.

Investment Planning

When it comes to investment planning, assessing your risk tolerance is key. We determine this by asking:


  1. How would your lifestyle change if you had a 30 to 50% gain in your investment portfolio?
  2. How would your lifestyle change if you had a 30 to 50% loss in your investment portfolio? 


With an increase, some people report they might travel more, or maybe nothing would change. With a decrease, some people report they might be devastated, forced to downsize, or make another dramatic lifestyle changes. They would rather preserve what they have than gamble their wealth on risky returns. 


Our firm can look at your risk tolerance, overall goals (growth, preservation or protection) and make sure that you have the appropriate investment strategy in place.

Real Estate Planning

If you've been thinking about selling your home, commercial property or farm, you need to ask the right financial questions before taking real estate action. Selling property is a big decision. The same applies if you are considering an alternative investment to your commercial property. 


We can help answer these questions:


  • Will I be able to afford my next lifestyle choice?
  • How can I be sure I’ll have enough money?
  • Is risk associated with my other investments delaying me from selling or buying?
  • What are the tax implications of selling or buying? What about capital gains taxes?
  • Are there other less-risky investment alternatives available? 


Get the answers before making a move.

Tax Minimization

We can help our clients explore the answers to these vexing questions and work with tax professionals when needed:


  • Am I overpaying in taxes and are there financial strategies available to help save on taxes?
  • What about Social Security? How will that be taxed?
  • How will my retirement accounts be taxed? What about my RMDs?
  • When should I hire a CPA?
  • How can I save on taxes while passing assets to heirs or a charity?


Every dollar saved in taxes can be reinvested or redirected to benefit you, not Uncle Sam.

Business Planning

What if you had a dedicated guide with Fortune 500 experience to help improve your organization? Blue Bridge Wealth provides forward-thinking business guidance in these areas:


  • Identifying undiscovered risks to your business.
  • Identifying tax implications and cash flow efficiencies.
  • Exploring employee benefit and retention offerings.
  • Evaluating your retirement planning options.
  • Formulating a business continuation plan.
  • Addressing your specific business concerns.
5 Simple Steps to a Successful Retirement: Make Your Retirement a Blockbuster

5 Simple Steps to a Successful Retirement: Make Your Retirement a Blockbuster

Do you have doubts about your ability to reach your retirement goals? Are you less than confident about certain aspects of your retirement strategy? Here’s the good news…there’s always time to adjust your plan and get back on track. You can take your retirement strategy from flop to blockbuster with these simple strategies.

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